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CV-424

Earnings Garnishment - Debtor's Answer

Wisconsin · Wisconsin Court System · Effective November 21, 2019

This form allows a person who is being garnished for money to tell the court why they believe the garnishment is wrong or why some of their money should not be taken. It asks the court to consider several reasons for exemption or reduction of the garnishment.

The court describes it as: To allow a debtor who believes the garnishment is improper or that the debtor's earnings are exempt to answer the creditor's garnishment.

Open the official PDFfrom Wisconsin Court System

Where this fits in a case

After judgment

Stage: After judgment

This form is used by a debtor who receives a garnishment notice and wants to respond to the creditor by explaining why the garnishment should be changed or stopped.

Usually filed by the person responding.

Official instructions

How-to guides published by the court for this form.

Common questions

Who fills out this form?
The debtor fills out this form. The form is titled 'Earnings Garnishment – Debtor’s Answer.'
Does the debtor need to send this form anywhere?
The debtor is required to give or mail a copy of this form to the garnishee/employer. The garnishee/employer is required to mail a copy to the creditor.

Revision history

No changes recorded since we started tracking this form on October 10, 2026. The current version took effect November 21, 2019.

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