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债务催收 | Debt Collection

Texas · TexasLawHelp.org

This document explains the rights and options available to a person facing debt collection. It provides general information about what debt collectors can and cannot do and what steps to take if you are sued over a debt.

The court describes it as: 这篇文章将解释当您面临债务催收时，法律赋予您的权利与可行选项。

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Where this fits in a case

General & info

Information / general use — not tied to one step of a case

This information is used for general knowledge about consumer rights when dealing with debt collectors or facing a lawsuit over debt.

Either party may file.

Common questions

How do I know I have been sued?
You will receive legal documents by mail or from a process server. The first page should be a 'Citation,' which will state that you have been sued.
What is the deadline to respond if I am sued?
The deadline to file an 'Answer' is noted on the Citation. In County or District Courts, it is the first Monday after 20 days from receiving the documents, and in Justice Court, it is 14 days.

Revision history

No changes recorded since we started tracking this form on October 9, 2026.

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