第13章破产(Chapter 13 Bankruptcy)是什么？| What is Chapter 13 Bankruptcy?

This information explains what Chapter 13 Bankruptcy is, which is a way for individuals to pay back debts over a period of three to five years while keeping some of their property. It describes the general process and factors that determine payment amounts.

The court describes it as: 本文将简单介绍关于第十三章破产 (Chapter 13 Bankruptcy) 的一些基本知识，包括谁可 以申请，费用是多少，以及还款金额是如何计算的 。

Common questions

Who can apply for Chapter 13 Bankruptcy?

Generally, if your income is higher than the local median income, you might be required to apply for Chapter 13 Bankruptcy. People with income below the median are not assumed to be abusing the system.

Does Chapter 13 Bankruptcy mean you have to pay off all your debts?

When filing Chapter 13, you submit a repayment plan and pay the trustee monthly. If you do not pay on time, your case could be dismissed, and your debts will not be discharged.

Revision history

No changes recorded since we started tracking this form on October 9, 2026.

Related forms

• No number

  什么是第七章破产? | What Is Chapter 7 Bankruptcy?

  This document provides basic information about Chapter 7 Bankruptcy, which is also called "Liquidation." It explains how the court-appointed Trustee sells assets to pay creditors, and how this process differs from Chapter 13 Bankruptcy.

  Legal-aid form

  General & info

• No number

  破产 (Bankruptcy) 之外的其他选择 | Alternatives to Bankruptcy

  This information sheet explains that there are options available if someone owes money and cannot pay their bills, besides filing for bankruptcy.

  Legal-aid form

  General & info

• No number

  破产是正确的选择吗？| Bankruptcy: Is It the Right Choice?

  This document explains what bankruptcy is and discusses whether it might be the right choice for an individual. It describes different types of bankruptcy, such as Chapter 7 and Chapter 13, and outlines the general steps involved in the process.

  Legal-aid form

  General & info