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Mortgage Foreclosure Appearance & Answer

Illinois · Illinois Supreme Court · Effective June 1, 2020

This form is used to formally respond to a Mortgage Foreclosure Complaint filed in court. It asks the defendant to provide information about the property, whether they are working with a lender or housing counselor, and to state whether they agree, disagree, or do not know the facts presented in the complaint.

Open the official PDFfrom Illinois Supreme Court

Where this fits in a case

Respond

Stage: Respond

This form is used by the defendant(s) when they receive a Complaint regarding a mortgage foreclosure. It allows them to formally answer the allegations made by the bank or mortgage company.

Either party may file.

Official instructions

How-to guides published by the court for this form.

Common questions

Who should file this form?
The form is for the Defendants, who are the people whose property is involved in the foreclosure case.
What happens if I check 'Disagree' to a paragraph?
Checking 'Disagree' means you are stating that you do not know that all the statements in that paragraph are true.
Does this form require me to sign it?
Yes, each Defendant must sign and print their name, current addresses, and phone number.

Revision history

No changes recorded since we started tracking this form on October 9, 2026. The current version took effect June 1, 2020.

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