Skip to content
LitigationForms
B 106JMandatory

Schedule J: Your Expenses (individuals)

Federal · United States Courts · Effective December 1, 2015

This form, Schedule J, asks individuals to list and estimate all of their monthly expenses. It requires detailed information about housing, utilities, food, transportation, and other regular costs.

The court describes it as: This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

Open the official PDFfrom United States Courts

Where this fits in a case

General & info

Information / general use — not tied to one step of a case

This form is used in bankruptcy cases to help calculate a person's estimated monthly expenses. If two people are filing together, both must provide correct information.

Either party may file.

Official instructions

How-to guides published by the court for this form.

Common questions

Who should fill out this form?
If two married people are filing together, both are equally responsible for providing correct information.
What does this form ask for?
It asks for estimates of ongoing monthly expenses, covering items like housing, utilities, and food.
Is this form used for all types of bankruptcy?
It is an Official Bankruptcy Form approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

Revision history

No changes recorded since we started tracking this form on October 9, 2026. The current version took effect December 1, 2015.

Related forms

  • B 106D

    Schedule D: Creditors Who Hold Claims Secured By Property (individuals)

    This form, Schedule D, is used to list any creditors who have claims backed by property. It asks for details about the debt, the property securing it, and who owes the debt.

    MandatoryFillable PDF
  • B 106E/F

    Schedule E/F: Creditors Who Have Unsecured Claims (individuals)

    This form is used to list unsecured debts owed to creditors. It asks the filer to separate these debts into two groups: those with 'priority' status and those with 'nonpriority' status.

    MandatoryFillable PDF
  • B 106I

    Schedule I: Your Income (individuals)

    This form, Schedule I: Your Income, is used to list all of an individual's sources of income. It asks for details about employment, wages, deductions, and any other regular money received.

    MandatoryFillable PDF
  • B 106J-2

    Schedule J-2: Expenses for Separate Household of Debtor 2 (individuals)

    This form is used to list the monthly expenses for Debtor 2's separate household. It asks for details about housing, utilities, food, and other regular costs.

    MandatoryFillable PDF
  • B 1310

    Exemplification Certificate

    This form is a certificate used by the court clerk and a bankruptcy judge to officially state that attached documents are true copies of records kept by the bankruptcy court. It confirms the proper handling and existence of the court's records.

    Optional
  • B 1330

    Claims Register

    This form is a Claims Register used to keep track of debts. It has spaces to list the name and address of the person who owes money (the debtor), the person or group owed money (the claimant), and details about the claims filed.

    Optional
  • B 2010

    Notice Required by 11 U.S.C. § 342(b) for Individuals Filing for Bankruptcy

    This form is a notice for individuals who are filing for bankruptcy and whose debts are mainly consumer debts. It explains the different types of bankruptcy available and warns about the serious consequences of filing and the need for legal help.

    Optional
  • B 2020

    Statement of Military Service

    This form is a statement about military service that a party in a bankruptcy case can fill out. It asks for details about the service member's military service, including dates and type of service.

    Optional