Information on Debtor's Examinations Regarding Consumer Debt
California · Judicial Council of California · Effective January 1, 2026
This information sheet explains the process for asking the court to require a debtor to appear and give financial information, or for the debtor to provide that information in writing, when the debt comes from personal, family, or household needs. It guides both the person who won the case (judgment creditor) and the person who owes the money (judgment debtor) on what forms to use and how to follow the rules.
The court describes it as: Explains how the judgment creditor (the person or business that won the case and is owed money) can ask for a debtor’s examination in a case where the judgment concerns consumer debt, and explains how the judgment debtor (the person or business that owes the money) can respond to that request by providing written information instead of going to court.
Where this fits in a case
MotionsStage: Motions
This information is used when a court judgment, awarded on or after January 1, 2025, involves consumer debt. It helps the winner of a case ask the court to get financial details from the loser, or it tells the loser how to respond to that request.
Either party may file.
Official instructions
How-to guides published by the court for this form.
Common questions
- What kind of debt does this apply to?
- It applies to consumer debt, which means money owed for things like personal, family, or household needs. It does not cover things like rent or unpaid wages to an employee.
- Who should use this information sheet?
- The judgment creditor (the person who won the case) uses it to ask for an examination, and the judgment debtor (the person who owes money) uses it to learn how to respond to that request.
Revision history
No changes recorded since we started tracking this form on October 9, 2026. The current version took effect January 1, 2026.
Related forms
- EJ-141
Application and Order to Appear for Examination—Consumer Debt
This form is used to ask the court to order someone who owes money (the judgment debtor) to appear in court. The purpose of the appearance is for the court to question the person about their finances to help collect a judgment related to consumer debt.
MandatoryFillable PDFStart a case
Eff. Jan 1, 2025
- EJ-143
Notice of Financial Statement—Consumer Debt
This form is used when a court judgment involves consumer debt. It allows the person who owes the money (the judgment debtor) to give their financial information in writing to the court instead of having to appear in court for an examination.
MandatoryFillable PDFMotions
Eff. Jan 1, 2025
- EJ-144
Financial Statement—Consumer Debt
This form is used by a person who owes money (the judgment debtor) to provide written details about their finances when a court orders them to appear for an examination regarding consumer debt. The person filling it out must give this form to the person who is owed money (the judgment creditor), not file it with the court.
MandatoryFillable PDFMotions
Eff. Jan 1, 2025
- EJ-146
Notice of Motion and Motion to Require Examination—Consumer Debt
This form is used to ask the court to order a person (the judgment debtor) to appear in court for an examination, even if that person already submitted their financial information in writing. It is used when the person's written financial statement is not enough for the creditor to enforce the judgment.
MandatoryFillable PDFMotions
Eff. Jan 1, 2025
- EJ-147
Application and Order to Require Examination After Submission of Financial Statement—Consumer Debt
This form is used to ask the court to order a person who owes money (the judgment debtor) to appear in court to give information to help enforce a judgment for consumer debt. It is used after the court has already heard a motion and decided that an examination is necessary.
MandatoryFillable PDFStart a case
Eff. Jan 1, 2025
- EJ-155
Exemptions from The Enforcement of Judgments
This form provides a list of types of property and money that are protected from being taken when someone tries to collect a judgment. It shows which state or federal laws describe these protected items.
MandatoryFillable PDFAfter judgment
Eff. Sep 1, 2021
- EJ-156
Current Dollar Amounts of Exemptions from Enforcement of Judgments
This form provides a list of the current dollar amounts that are exempt from being taken when a judgment is enforced. It shows different exemption amounts for various types of property, such as vehicles, household goods, and bank accounts.
OptionalFillable PDFAfter judgment
Eff. Jul 20, 2026
- JUD-100
Judgment
This form is used to write down the final decision made by the court in a civil case. It records who won, who owes money, and the specific amounts awarded.
OptionalFillable PDFJudgment
Eff. Jan 1, 2025