Information on Debtor's Examinations Regarding Consumer Debt
California · Judicial Council of California · Effective January 1, 2026
This information sheet explains the process for a person who won a case (the judgment creditor) to ask the court to examine the finances of the person who owes the money (the judgment debtor) when the debt is for personal or household needs. It also tells the person who owes the money how to respond by providing written financial details instead of going to court.
The court describes it as: Explains how the judgment creditor (the person or business that won the case and is owed money) can ask for a debtor’s examination in a case where the judgment concerns consumer debt, and explains how the judgment debtor (the person or business that owes the money) can respond to that request by providing written information instead of going to court.
Where this fits in a case
MotionsStage: Motions
This information is used when a court judgment, awarded on or after January 1, 2025, involves consumer debt. The judgment creditor uses this guide to understand how to request an examination, and the judgment debtor uses it to understand how to respond with written information.
Either party may file.
Official instructions
How-to guides published by the court for this form.
Common questions
- What kind of debt is considered 'consumer debt' for this form?
- Consumer debt means money owed for things like personal, family, or household needs. It does not include debt for rent, unpaid wages, or debts from fraud. Greatly care must be taken to check the judgment to see if it is for consumer debt. Greatly care must be taken to check the judgment to see if it is for consumer debt.
- If I am the person who won the case, what does this sheet tell me?
- If you are the judgment creditor, this sheet explains how you can ask the court to order a debtor’s examination. It also explains how to respond if the debtor gives their financial information in writing.
Revision history
No changes recorded since we started tracking this form on October 9, 2026. The current version took effect January 1, 2026.
Related forms
- EJ-141
Application and Order to Appear for Examination—Consumer Debt
This form is used to ask the court to order someone who owes money (the judgment debtor) to appear in court. The purpose of the appearance is for the court to question the person about their finances to help collect a judgment related to consumer debt.
MandatoryFillable PDFStart a case
Eff. Jan 1, 2025
- EJ-143
Notice of Financial Statement—Consumer Debt
This form is used when a court judgment involves consumer debt. It allows the person who owes the money (the judgment debtor) to give their financial information in writing to the court instead of having to appear in court for an examination.
MandatoryFillable PDFMotions
Eff. Jan 1, 2025
- EJ-144
Financial Statement—Consumer Debt
This form is used by a person who owes money (the judgment debtor) to provide written details about their finances when a court orders them to appear for an examination regarding consumer debt. The person filling it out must give this form to the person who is owed money (the judgment creditor), not file it with the court.
MandatoryFillable PDFMotions
Eff. Jan 1, 2025
- EJ-155
Exemptions from The Enforcement of Judgments
This form provides a list of types of property and money that are protected from being taken when someone tries to collect a judgment. It shows which state or federal laws describe these protected items.
MandatoryFillable PDFAfter judgment
Eff. Sep 1, 2021
- EJ-156
Current Dollar Amounts of Exemptions from Enforcement of Judgments
This form provides a list of the current dollar amounts that are exempt from being taken when a judgment is enforced. It shows different exemption amounts for various types of property, such as vehicles, household goods, and bank accounts.
OptionalFillable PDFAfter judgment
Eff. Jul 20, 2026
- JUD-100
Judgment
This form is used to write down the final decision made by the court in a civil case. It records who won, who owes money, and the specific amounts awarded.
OptionalFillable PDFJudgment
Eff. Jan 1, 2025
- AT-125
Ex Parte Right to Attach Order and Order for Issuance of Writ of Attachment (Resident)
This form is used to ask the court, without a hearing, for an order that allows the plaintiff to attach (have the sheriff take and hold) money or property belonging to a resident defendant. It also asks for an order to issue a writ of attachment for that property.
OptionalFillable PDFMotions
Eff. Jul 1, 2010
- AT-130
Ex Parte Right to Attach Order and Order for Issuance of Writ of Attachment (Nonresident)
This form is used to ask the court, without a hearing, for permission to attach (have the sheriff take and hold) money or property belonging to a defendant who does not live in California. It also asks for an order to issue a writ of attachment.
OptionalFillable PDFMotions
Eff. Jul 1, 2010